Structured Settlement Payment

A structured settlement is an agreement made to settle a claim or lawsuit involving an injured individual (claimant). It provides for a series of periodic payments to be made over time to the claimant. These periodic payments are most often funded through an annuity purchased from a major life insurance company.

The annuity itself is not assignable by the annuitant because he or she does not own it. It is typically owned by a subsidiary of the life insurance company that issued the annuity or the original defendant's casualty company. So the annuitant / payee does not have the right to sell or assign the annuity. What they do have is the "right to receive the payments" under the settlement. That right is personal property, which can be assigned.

Now there's no need for you to feel obligated by your existing deferred payment plan. You can receive cash and be free of periodic payments using one of our three flexible payment options.

You can choose either:
Structured Settlement Full Payment
Receive a lump sum payout by selling all your remaining structured settlement payments.

Structured Settlement Partial Payment
Selling only a specific number of your structured settlement future payments for a lump sum.

Structured Settlement Shared Payment
Selling only a portion of your structured settlement future payments.